To secure upcoming dividends from four specific companies, investors must purchase their shares no later than Tuesday, August 11, 2026. Because these stocks share a record date of Wednesday, August 12, 2026, the T+1 settlement cycle dictates that buying on or after the ex-dividend date of August 12 will result in the seller, rather than the buyer, collecting the payment.
The distinction between the ex-date and the pay date is critical. The ex-date serves as the gatekeeper for dividend eligibility, while the pay date is simply when the cash is deposited into the shareholder’s account, usually weeks later.
First Business Financial Services (NASDAQ:FBIZ)
First Business Financial Services declared a quarterly dividend of $0.34 per share, payable on August 26. The Wisconsin-based commercial bank has seen its shares climb 32.6% year-to-date and 53.6% over the last year.
Financial coverage remains strong, with the payout representing roughly 18% of Q2 2026 EPS. The bank reported diluted EPS of $1.84, surpassing the $1.56 consensus. Furthermore, the net interest margin expanded to 3.78%, with loan growth at 10.3%. However, investors should monitor credit quality, as nonperforming assets rose to $38.1 million from $28.7 million in the prior year.
FTAI Aviation (NASDAQ:FTAI)
FTAI Aviation announced a quarterly dividend of $0.50 per share, payable on August 24. This marks the company’s fourth consecutive dividend increase. Despite this growth, the stock carries notable risks.
While the Q2 2026 diluted EPS of $1.13 covers the $0.50 payout, the company missed consensus EPS estimates by 25.85%. Net income dropped to $125.09 million from $161.69 million, and management lowered its Aviation Leasing adjusted EBITDA guidance from $575 million to $475 million. Additionally, the balance sheet reflects significant leverage, with $3.45 billion in long-term debt against $403.99 million in shareholders’ equity.
Western New England Bancorp (NASDAQ:WNEB)
Western New England Bancorp, the parent company of Westfield Bank, declared a $0.07 quarterly dividend payable August 26. With recent EPS at $0.18, the payout ratio sits at approximately 39%.
The bank’s performance was impacted by a 25% miss on consensus EPS estimates, largely due to a $1.8 million partial charge-off on a commercial real estate loan following a borrower’s Chapter 11 bankruptcy. While total criticized loans rose to 2.9%, management anticipates recovering $1.6 million through the sale of collateral. Core operations remain resilient, with net interest margin expanding 20 basis points to 3.00%.
Winmark (NASDAQ:WINA)
Winmark, the franchisor behind brands like Plato’s Closet and Once Upon A Child, declared a dividend of $1.02 per share, payable on September 1, 2026. To qualify, investors must hold the shares by the August 11 deadline.
Winmark reported Q2 2026 diluted EPS of $2.81, missing the $3.14 consensus estimate, though the dividend remains well-covered with a payout ratio of roughly 36%. Recurring royalty revenue grew to $20.12 million. The company’s balance sheet shows negative shareholders’ equity of $37.6 million, a byproduct of aggressive share buybacks and dividends, which are supported by healthy free cash flow of $44.7 million in FY2025.
Chasing dividends should never be the sole basis for an investment strategy, particularly as these payments are modest relative to share prices. Investors must conduct thorough due diligence before the August 11 deadline. If a stock does not offer long-term value on its own, a single dividend check will not compensate for a poor underlying investment.
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